Equipment Leasing

Increase Your Borrowing Capacity

A lease is not a loan. Loans reduce your line of credit. Leasing is a new credit source, which allows you to have increased borrowing capacity. Our leases can finance 100% of the cost of the equipment, and you can include "soft" costs in your lease such as sales tax, delivery, training, installation and service agreements. Unlike a bank loan, there is no down payment or compensating balances required. Your existing lines of credit and borrowing availability are left untouched and ready to use for operational and short-term financing needs.

Equipment Leasing

Eight out of ten businesses use leasing programs to acquire equipment. Typical types of equipment include:

-Computer equipment and software

-Medical and dental equipment

-Environmental systems

-CAD/CAM

-Telecommunications

-Graphic arts and printing

-Office furniture

Improve Your Cashflow

You shouldn't put all your available cash in your equipment. Instead, have money available for opportunities such as marketing, working capital, or seasonal cash flow. Because lease payments are based on depreciation of the equpment during the lease term, it usually means lower monthly payments and conserves your cash.